Indian Overseas Bank Recruitment 2026 notification has been released for the recruitment of Generalist and Specialist Officers in various scales. Indian Overseas Bank (IOB), a Government of India undertaking, has announced 291 vacancies for eligible and experienced professionals in JMGS Scale I, MMGS Scale II and MMGS Scale III.
According to the official notification, the online application process started on 29 August 2026 and eligible candidates can submit their applications up to 15 September 2026. Applications must be submitted online through the official IOB website.
The recruitment includes positions such as Manager (Branch Management), Manager (IT), Manager (Information Security), Manager (Information Security Audit), Senior Manager (IT), Senior Manager (Information Security), Senior Manager (Information Security Audit), Senior Manager (Database Administrator), Senior Manager (Network Administrator), Senior Manager (Cyber Security Administrator), Manager/Senior Manager (Credit), Senior Manager (Risk), and Assistant Manager (Security).
Indian Overseas Bank Recruitment 2026 – Highlights
| Particulars | Details |
|---|---|
| Organization | Indian Overseas Bank (IOB) |
| Post Name | Generalist & Specialist Officers |
| Advertisement No. | HRDD/RECT/04/2026-27 |
| Total Vacancies | 291 |
| Job Type | Bank Government Job |
| Scale | JMGS I, MMGS II & MMGS III |
| Application Mode | Online |
| Online Application Start Date | 29 August 2026 |
| Last Date to Apply | 15 September 2026 |
| Eligibility Cut-off Date | 01 August 2026 |
| Selection Process | Online Examination + Interview |
| Official Website | www.iob.bank.in |
The vacancy and application details are given in the IOB recruitment advertisement. The Bank has also stated that the number of vacancies is provisional and may be changed according to its requirements.
IOB Vacancy 2026
Indian Overseas Bank has announced a total of 291 vacancies across 14 post codes.
| Post Code | Post Name | Scale | Vacancies |
|---|---|---|---|
| 01 | Manager – Branch Management | MMGS II | 100 |
| 02 | Manager – IT | MMGS II | 65 |
| 03 | Manager – Information Security | MMGS II | 5 |
| 04 | Manager – Information Security Audit | MMGS II | 5 |
| 05 | Senior Manager – IT | MMGS III | 10 |
| 06 | Senior Manager – Information Security | MMGS III | 3 |
| 07 | Senior Manager – Information Security Audit | MMGS III | 2 |
| 08 | Senior Manager – Database Administrator | MMGS III | 10 |
| 09 | Senior Manager – Network Administrator | MMGS III | 5 |
| 10 | Senior Manager – Cyber Security Administrator | MMGS III | 5 |
| 11 | Manager – Credit | MMGS II | 35 |
| 12 | Senior Manager – Credit | MMGS III | 15 |
| 13 | Senior Manager – Risk | MMGS III | 6 |
| 14 | Assistant Manager – Security | JMGS I | 25 |
| Total | 291 |
Post Code 01 is the Generalist Officer position, while the remaining posts are Specialist Officer positions.
IOB Recruitment 2026 Important Dates
Candidates should complete both registration and fee payment within the prescribed dates.
- Notification Date: 28 August 2026
- Online Registration Starts: 29 August 2026
- Application Fee Payment Starts: 29 August 2026
- Last Date for Online Registration: 15 September 2026
- Last Date for Application Fee Payment: 15 September 2026
The Bank has specified that applications will be accepted only through online mode.
IOB Recruitment 2026 Eligibility Criteria
The educational qualification, age limit and work experience differ according to the post. The eligibility criteria are calculated as on 01 August 2026. Candidates should carefully check the detailed requirements for the particular post before applying.
Manager – Branch Management
For the Manager – Branch Management post in MMGS II, candidates should have a degree in any discipline from a recognized university or an equivalent qualification recognized by the Central Government.
The prescribed age is 23 to 33 years. Candidates should also have 3 years of officer-level experience in a Scheduled Public Sector Bank or Scheduled Private Sector Bank, including at least 2 years in branch banking. Experience as a Scale I Branch Head is preferred.
Manager – IT
The Manager – IT post requires qualifications such as B.E./B.Tech in CS, IT, Electronics & Communication or Electronics & Instrumentation, MCA, or M.Sc. in Computer Science/IT from a recognized university/institution.
Candidates require a minimum of 5 years of post-qualification IT experience, including at least 3 years in Banking/BFSI. Experience in one of the specified technology domains is mandatory.
The technology domains mentioned in the notification include full-stack development, operating-system administration, network administration, cloud engineering, storage administration, database administration, IAM/domain administration, automation, ITSM, business continuity/disaster recovery, virtualization, DevOps, DevSecOps, middleware administration and IT procurement.
Information Security Posts
The Information Security and Information Security Audit posts require relevant qualifications in areas such as Computer Science, Information Technology, Electronics & Communication, Cyber Security or Information Security, depending on the post.
For Manager – Information Security, the prescribed age is 22 to 32 years, with a minimum of 2 years of post-qualification experience in specified information-security domains.
Senior Manager – IT
The Senior Manager – IT position carries 10 vacancies and has an age range of 28 to 38 years. Candidates need relevant technical qualifications such as B.E./B.Tech, MCA or M.Sc. in Computer Science/IT, along with 8 years of post-qualification IT experience, including at least 5 years in Banking/BFSI.
Database Administrator
The Senior Manager – Database Administrator position has 10 vacancies. Candidates require relevant qualifications such as B.E./B.Tech, MCA or M.Sc. in Computer Science/IT and at least 8 years of post-qualification experience in Database Administration, including production database administration and Banking/BFSI experience.
The notification specifically mentions experience with Oracle Database Administration, Microsoft SQL Server Administration, database performance optimization, production incident management, capacity planning, backup/recovery, disaster recovery drills and database security/compliance.
Credit Officers
For Manager – Credit in MMGS II, candidates need a Bachelor’s degree along with qualifications such as MBA Finance, PGDBA, PGDBM, Master of Management Studies (Finance), CA or CMA.
The post requires 3 years of post-qualification experience in a bank/financial institution, including at least 2 years in credit.
For Senior Manager – Credit in MMGS III, the requirement increases to 6 years of post-qualification experience, including at least 4 years in credit.
Senior Manager – Risk
The Senior Manager – Risk post has 6 vacancies and requires candidates to have relevant qualifications in finance, mathematics, statistics, economics or financial risk management, as specified in the advertisement.
Candidates need a minimum of 5 years of post-qualification experience as an officer in a Public Sector Bank, Private Sector Bank, NBFC or Financial Institution in areas such as Risk, Credit, Forex, Treasury or Finance.
Assistant Manager – Security
The Assistant Manager – Security post in JMGS I has 25 vacancies and an age range of 30 to 45 years.
Candidates must be graduates and must have the prescribed computer/IT-related qualification or certification. The notification specifies eligibility routes involving retired JCOs/equivalent personnel of the Army, Navy or Air Force, eligible paramilitary personnel and police officers meeting the prescribed rank and service requirements.
Age Limit for IOB Recruitment 2026
The age limit varies according to the post. The Bank will calculate age and other eligibility requirements as on 01 August 2026.
Age relaxation is available as per Government of India guidelines. The notification specifies the following general relaxations:
- SC/ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- PwBD: 10 years
- Persons affected by 1984 riots: 5 years
- Eligible Ex-Servicemen/Commissioned Officers: 5 years, subject to applicable Government guidelines
Candidates claiming age relaxation must satisfy the prescribed conditions and produce the necessary certificates.
IOB Officer Salary 2026
Indian Overseas Bank has prescribed different pay scales according to the officer grade.
| Scale | Pay Scale |
|---|---|
| JMGS I | ₹48,480 – 2,000/7 – ₹62,480 – 2,340/2 – ₹67,160 – 2,680/7 – ₹85,290 |
| MMGS II | ₹64,820 – 2,340/1 – ₹67,160 – 2,680/10 – ₹93,960 |
| MMGS III | ₹85,920 – 2,680/5 – ₹99,320 – 2,980/2 – ₹1,05,280 |
DA, HRA, CCA and other applicable benefits will be provided according to the Bank’s rules in force from time to time.
Specialist Officers recruited laterally in MMGS II and III may also be eligible for facilities such as conveyance expenses, newspaper cost, telephone/mobile expenses, residential furniture and bank-owned or leased accommodation, subject to applicable Bank guidelines.
IOB Recruitment 2026 Application Fee
The application fee/intimation charges are as follows:
| Category | Fee |
|---|---|
| SC/ST/PwD | ₹175/- |
| All Others including OBC & EWS | ₹1,000/- |
The amounts are inclusive of GST. The application fee is non-refundable and cannot be adjusted against another recruitment process. Payment can be made through online methods including debit card, credit card, internet banking, BHIM and UPI.
IOB Recruitment 2026 Selection Process
The selection process consists of:
- Online Examination
- Interview
Candidates who qualify in the online examination will be called for the personal interview. The Bank may also conduct preliminary screening/shortlisting based on candidates’ qualifications, experience and profiles in relation to the requirements of the post.
Online Exam Pattern
For the Generalist Officer – Branch Management post, the examination consists of:
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 minutes |
| Professional Knowledge | 75 | 75 | 90 minutes |
| Total | 100 | 100 | 2 Hours |
The Professional Knowledge section covers areas including Banking Law & Practice, Indian Economy & Indian Financial System, Principles & Practices of Banking, and Accounting & Financial Management for Bankers.
For other Scale I/II/III posts, the examination consists of English Language, General Awareness with special reference to the Banking Industry, and Professional Knowledge.
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 minutes |
| General Awareness – Banking Industry | 25 | 25 | 30 minutes |
| Professional Knowledge | 50 | 50 | 60 minutes |
| Total | 100 | 100 | 2 Hours |
The Professional Knowledge subject varies according to the post.
The notification states that the minimum qualifying marks in the online examination are 35% for unreserved candidates and 30% for reserved candidates. There is also a 1/4th mark penalty for each wrong answer, while unanswered questions do not attract a penalty.
IOB Recruitment 2026 Probation Period
The probation period differs by post:
- Generalist Officer (Branch Management), Scale II: 6 months
- Assistant Manager – Security, JMGS I: 2 years
- Other posts: 1 year
The probation period is based on active service and is subject to the Bank’s applicable service regulations.
IOB Officer Bond Amount
Selected candidates appointed to JMGS I posts are required to execute a Financial Service Indemnity Bond of ₹2,00,000 and serve for a minimum of 3 years of active service.
For MMGS II and MMGS III posts, the bond amount is ₹2,50,000, with a minimum service period of 3 years of active service.
IOB Recruitment 2026 Posting
The selected candidates may be posted anywhere in India according to the requirements of Indian Overseas Bank. They may subsequently be transferred to any branch or office anywhere in India at the discretion of the Bank.
How to Apply for Indian Overseas Bank Recruitment 2026
Eligible candidates can apply online by following these steps:
- Visit the official Indian Overseas Bank website.
- Go to the Careers section.
- Open “Recruitment of Generalist / Specialist Officers in Various Scales – 2026-27.”
- Select the eligible post.
- Click on the online registration link.
- Complete the registration process.
- Note the Registration Number and Password received through email/SMS.
- Upload the required photograph and signature.
- Enter the required educational, experience and other details carefully.
- Upload the left thumb impression and handwritten declaration as required.
- Pay the applicable application fee/intimation charges online.
- Submit the application.
- Take a printout/save a copy of the final submitted application for future reference.
The Bank specifically advises candidates to check their eligibility before applying and keep a valid personal email ID active throughout the recruitment process.
Documents Required
Candidates should keep the required documents ready, including:
- Recent photograph
- Signature
- Left thumb impression
- Handwritten declaration
- Proof of date of birth
- Photo identity proof
- Educational qualification certificates/mark sheets
- Experience certificates and supporting employment documents
- Applicable caste/category certificate
- PwBD certificate, where applicable
- Relevant professional certification documents
Candidates called for interview are required to produce originals along with self-attested photocopies of the prescribed documents.
Important Instructions for Candidates
Candidates should carefully verify their age, educational qualifications, experience and other eligibility conditions before submitting the application. Incomplete applications or applications without required supporting documents may be rejected.
Candidates can apply for more than one post if they fulfill the eligibility criteria. If multiple applications are submitted for the same post, the latest registered application will be considered.
The Bank has also stated that all further announcements relating to this recruitment will be published on its authorized website.
Indian Overseas Bank Recruitment 2026 – Important Links
Official IOB Website https://www.iob.bank.in/
Detailed Advertisement Click here
Apply Online Click here
- Last Date: 15 September 2026
Candidates should rely on the official IOB website and detailed recruitment advertisement for the latest instructions and any subsequent changes.
FAQs – Indian Overseas Bank Recruitment 2026
1. How many vacancies are available in IOB Recruitment 2026?
Indian Overseas Bank has announced 291 vacancies for Generalist and Specialist Officer posts in JMGS I, MMGS II and MMGS III.
2. What is the last date to apply for IOB Recruitment 2026?
The last date for online registration and application fee payment is 15 September 2026.
3. What is the IOB Recruitment 2026 selection process?
The selection process consists of an Online Examination followed by an Interview.
4. What is the application fee for IOB Officer Recruitment 2026?
SC/ST/PwD candidates have to pay ₹175, while all other candidates, including OBC and EWS candidates, have to pay ₹1,000, inclusive of GST.
5. What is the age limit for IOB Recruitment?
The age limit depends on the post. For example, Manager – Branch Management is 23–33 years, Manager – IT is 25–35 years, and Assistant Manager – Security is 30–45 years. The age is calculated as on 01 August 2026.
6. Can candidates apply for more than one post?
Yes. Candidates can apply for more than one post provided they fulfill the eligibility criteria for each post.
7. Is there negative marking in the IOB online examination?
Yes. One-fourth of the marks assigned to a question is deducted for an incorrect answer. There is no penalty for an unanswered question.
8. Where will selected candidates be posted?
Selected candidates may be posted anywhere in India according to the requirements of the Bank and may subsequently be transferred anywhere in India.
9. What is the salary of IOB Officers?
The prescribed basic pay scales are ₹48,480–₹85,290 for JMGS I, ₹64,820–₹93,960 for MMGS II and ₹85,920–₹1,05,280 for MMGS III, in addition to applicable allowances and benefits.
10. What is the official website of Indian Overseas Bank?
The official website mentioned in the recruitment notification is www.iob.bank.in. Candidates should check the Bank’s Careers section for the detailed advertisement and application link.